Terms and Conditions for Subscription Planning

Welcome to govalirenex. Please read these Terms and Conditions carefully before using our subscription-based financial planning services. By accessing our site or service, you agree to be bound by these terms.

September 26, 2025

Acceptance of Terms

By subscribing, you acknowledge you have read, understood, and agree to comply with all terms listed here. If you do not agree, do not use our service.

Definitions

Below are definitions for key terms used in these Terms and Conditions.

"Service" means the subscription-based financial planning provided by govalirenex.

"Subscriber" is any individual or entity who pays for and uses the Service.

"Content" refers to all information, advice, or materials provided via govalirenex.com.

"Australian law" refers to the applicable laws and regulations within Australia.

Service Usage Guidelines

Our service is for Australian residents only. Use is subject to compliance with all relevant laws and these terms.

Eligibility

You must be at least 18 years old and legally authorised to use our service. Services are not available to minors.

Proof of identity may be required.

User Responsibilities

Subscribers are responsible for providing accurate information and maintaining confidentiality of account details.

Maintain the security of your login credentials.
Notify us promptly of unauthorised access or breaches.
Provide truthful information during the subscription process.
Comply with all applicable Australian laws.

Prohibited Uses

The following activities are not allowed on our site or service.

Sharing your subscription or account access with unauthorised parties.
Using the service for unlawful, fraudulent, or harmful purposes.
Uploading malicious software or harmful code.
Attempting to disrupt or damage our systems or network.
Impersonating govalirenex staff or misrepresenting your affiliation.

Intellectual Property Rights

All content and materials on govalirenex.com are the property of govalirenex or its licensors. You may not reproduce, distribute, or create derivative works without written permission.

User Content

You are responsible for any content or information you submit. Do not share confidential or third-party information without consent.

Content Rights and Permissions

By submitting content, you grant govalirenex a non-exclusive licence to use it for service delivery only.

Privacy and Data Protection

Your personal data is collected, processed, and protected according to our Privacy Policy. See the Privacy Policy page for details.

Privacy Policy

Disclaimer and Limitations

Our services are provided as-is, with no guarantee of specific financial results.

Important Disclaimer

We do not guarantee outcomes or returns from planning services. Results may vary for each subscriber.

Limitation of Liability

govalirenex is not liable for indirect, incidental, or consequential damages related to use of our services.

Indemnification

You agree to indemnify govalirenex against claims or damages resulting from your breach of these terms or misuse of our service.

Dispute Resolution and Jurisdiction

Any disputes are governed by Australian law and resolved in Australian courts.

Arbitration

We may require disputes to be resolved by binding arbitration in Australia, unless prohibited by law.

This does not affect statutory rights under Australian law.

Online Dispute Resolution

You may use recognised alternative dispute resolution services for certain complaints.

Read our Disclaimer

Severability

If any part of these terms is held invalid, the remainder will remain in effect.

Entire Agreement

These Terms, plus our Privacy Policy and Disclaimer, constitute the full agreement between you and govalirenex.

Applicable Law and Jurisdiction

Australian law governs all matters related to these Terms and your use of the service.

Termination

We may terminate your subscription for breach of terms or misuse. You may cancel anytime with notice.

Modifications

We may update these terms at any time. Continued use of the service indicates acceptance of changes.

Contact for Terms

For any questions regarding these Terms, please contact us directly.

Email Address: content@govalirenex.com

Phone Number: +61-3-9764-3359

Office Address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Effective Date: September 26, 2025

Version: 2.1